This feature manages payment apps. The 'Tap & pay' option doesn't apply to Android Beam and won't include certain apps such as money transfer apps.
Notes:
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You can use the tap & pay feature to pay for items just by touching your phone to a reader at a checkout register.
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If your device doesn't have a payment app, you can browse Google Play for payment apps.
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For the Tap & pay option to appear, NFC must be turned on.
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From a Home screen, navigate: Apps icon
> Settings
.
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Tap Google.
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Tap Google Pay.