Finance your accessory purchases FAQs

Eligible Verizon mobile customers can apply to make a payment arrangement through Affirm to buy accessories.

If approved, your interest rate will be either 0% APR or 10–36% APR based on credit, subject to an eligibility check. Here’s how it works:

• Choose Pay with Affirm during checkout when you're signed into My Verizon.
• Your options may include paying in monthly installments of 3, 6, 12 or 18 months, based on the amount you're financing.
• Available for purchases totaling $49 and above after discounts (including applicable taxes and shipping fees).

Affirm is a third-party financing company that offers payment plans* so you can pay for items over time. Affirm is available as a payment method when you buy eligible accessories at Verizon.com. Details include:

• Verizon standard monthly mobile plan required.
• Available for purchases totaling $49 and above after discounts (including applicable taxes and shipping fees).
• Not yet available in Verizon stores.

*Payment options through Affirm are subject to an eligibility check and are provided by these lending partners.

At this time, you must have a Verizon standard monthly mobile plan to apply for Affirm financing for accessories. Affirm determines eligibility with a soft credit check that won't impact your credit score.

Shop for accessories.

Accessories you can finance with Affirm include:

Payment options depend on your credit check and the total amount of your accessory purchase on one receipt (including taxes and shipping fees; after Verizon Dollars or other discounts). Affirm doesn’t charge any late fees, service fees, or prepayment fees*.

Here are some of the costs of using Affirm financing when you buy accessories from Verizon:

• Interest-free financing options are available.
• If you select an interest-bearing financing option, your rate will be 10 - 36% APR based on your eligibility check.
• Affirm sets your interest rate based on your eligibility check.
  • Checking your eligibility won't affect your credit score.
• Depending on your eligibility, you can either:
  • Make 4 interest-free payments, paid every 2 weeks.
  • Pay in monthly installments over 6, 12 or 18 months.

*Late payments may be reported to credit bureaus.

Your credit score isn't affected when you apply for or create an Affirm account. However:

• Financing purchases with Affirm may affect your credit score.
• Late payments may be reported to credit bureaus.

Find out what you'll be agreeing to if you select Affirm accessory financing, in Affirm's Terms of Service.

We don't share any of your Verizon account information with Affirm. If you select Pay with Affirm, we share information about the accessories you're purchasing from Verizon using Affirm financing, and your order confirmation info.

Here's how to apply for Affirm financing when you're signed into My Verizon (online or app):

1. At checkout, choose Pay with Affirm.
2. We'll send you to Affirm's website to apply for financing*.
3. Once you're approved**, complete your purchase.
4. Use the links in the email to set up your account and enroll in automatic payments (recommended).

*Affirm runs a soft credit check. Checking your eligibility won't affect your credit score.
**Affirm sends approved customers a welcome email. Affirm doesn't approve every application. If your application isn't approved, Affirm emails you an explanation of their decision.
Note: Information you provide to Affirm when you apply is subject to Affirm's Privacy Policy.

Here's how payment works. After your application for financing is approved, Affirm sends a welcome email. Use the links to set up your Affirm account, and consider enrolling in automatic payments .

Note: Partial or late payments may hurt your credit score and reduce your chances of getting other financing through Affirm.

Affirm provides an easy and secure way to view your account information. View your account summary, transaction history and make or schedule payments, at www.affirm.com or with the Affirm app.

You'll get a payment reminder each month. Affirm recommends setting up automatic payments in order to ensure that your bill is paid on time. Visit Affirm Help to learn more.

Contact Affirm Help if you have questions about your Affirm account.

Online orders can't always be modified, but you may be able to cancel and reorder. Learn more about your options. Learn how to cancel or change your online phone or accessory order.

Note: Affirm will adjust your loan balance to match the status of your order. But Affirm may not be able to cancel your financing application.

Our 30-day return and exchange policy is the same regardless of how you paid for your accessories. See our Return Policy and learn how to return items to us.

Note: Affirm adjusts your loan balance to reflect the value of your return(s). If your outstanding loan balance is greater than the value of your return, your monthly payment amount won't change. Instead, the number of payments and the amount of your final payment may change.

If Verizon can't complete your order, your Affirm financing won't be processed.